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₹7,85,000 Income in ITR and Pay ZERO Tax (FY19-20)💰

  • Post published:January 9, 2020
  • Post Category:Investments / Personal Finance
  • Post Comments:0 Comments

Many people in India don’t even file ITR either because their income is not taxable or because they don’t know how to file ITR and they don’t want to pay…

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Life Insurance – Endowment Plan is the Worst Plan😟

  • Post published:December 15, 2019
  • Post Category:Investments / Personal Finance
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Many people in India may not be familiar with the name “Endowment Plan” but they might already have one or two life insurance of this plan. In the Endowment Plan,…

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Bharat Bond ETF: Just avoid it – not a good investment👎

  • Post published:December 8, 2019
  • Post Category:Investments / Personal Finance
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https://www.youtube.com/watch?v=yLtzZV0F810 Bharat Bond ETF should be avoided currently and one can consider buying it later at a cheaper price from the stock exchange when the bond yield increases to more…

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Sukanya Samriddhi Yojana – MUST for a Girl Child👧

  • Post published:December 7, 2019
  • Post Category:Child Education / Investments / Marriage / Personal Finance
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Sukanya Samriddhi Yojana (SSY)   We highly recommend Sukanya Samriddhi Yojana (SSY) account to all having a Girl child (up to 10 years of age) to open this account. This…

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Looking to buy real estate?

  • Post published:December 6, 2019
  • Post Category:Investments / Personal Finance
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There has been negative return in real estate in the last five years. The current prices are still relatively very high and I do not expect a positive return in…

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Why gold is not a good investment

  • Post published:September 26, 2018
  • Post Category:Investments / Personal Finance
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Traditionally Indians have invested in gold. There were two ways to invest in the gold.....gold coins or jewellery. Gold Coin: There are small making charges on gold coin (5-8%) and…

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You are actually losing money on FDs

  • Post published:September 24, 2018
  • Post Category:Investments / Personal Finance
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Do you know that most of the Fixed Deposits (FDs) from the banks have a negative return? Don't be surprised it is true. The real return is after adjusting tax…

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The invisible cost of Saving Bank Accounts

  • Post published:September 24, 2018
  • Post Category:Investments / Personal Finance
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Most of us think that Saving Bank Account is free and do not cost anything. This is not true and in fact, we pay indirectly to banks for saving bank…

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Penny wise pound foolish

  • Post published:September 23, 2018
  • Post Category:Investments / Personal Finance
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People are giving more importance to small decisions and they are ignoring big decisions. I don’t understand why people don’t go to the experts when they have to take big…

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