Investments Personal Finance

₹7,85,000 Income in ITR and Pay ZERO Tax (FY19-20)💰

Many people in India don’t even file ITR either because their income is not taxable or because they don’t know...
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Investments Personal Finance

Life Insurance – Endowment Plan is the Worst Plan😟

Many people in India may not be familiar with the name “Endowment Plan” but they might already have one or...
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Audible vs. Storytel📚

I recommend to go for Audible because it has a wide catalogue of books and most of the people may not listen to more...
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Investments Personal Finance

Bharat Bond ETF: Just avoid it – not a good investment👎

https://www.youtube.com/watch?v=yLtzZV0F810 Bharat Bond ETF should be avoided currently and one can consider buying it later at a cheaper price from...
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Child Education Investments Marriage Personal Finance

Sukanya Samriddhi Yojana – MUST for a Girl Child👧

Sukanya Samriddhi Yojana (SSY)   We highly recommend Sukanya Samriddhi Yojana (SSY) account to all having a Girl child (up...
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Investments Personal Finance

Looking to buy real estate?

There has been negative return in real estate in the last five years. The current prices are still relatively very...
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Investments Personal Finance

Why gold is not a good investment

Traditionally Indians have invested in gold. There were two ways to invest in the gold.....gold coins or jewellery. Gold Coin:...
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Investments Personal Finance

You are actually losing money on FDs

Do you know that most of the Fixed Deposits (FDs) from the banks have a negative return? Don't be surprised...
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Investments Personal Finance

The invisible cost of Saving Bank Accounts

Most of us think that Saving Bank Account is free and do not cost anything. This is not true and...
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Investments Personal Finance

Penny wise pound foolish

People are giving more importance to small decisions and they are ignoring big decisions. I don’t understand why people don’t...
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Personal Finance

Why Life insurance matters in financial planning

We all go through our lives trying to plan in a way that is most desirable for ourselves and our...
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Personal Finance

No Cost EMIs: Are they real?

Are you planning to buy consumer durable item on EMI or you are planning a foreign trip on EMI? Do...
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